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Credit Cards

Pay Down
Balances

Mastercard®
Platinum Card

Our BEST introductory offer

Save on interest and pay down your other credit card balances faster over an extended time.

Apply Now

Flexible Cash
Rewards

Mastercard® Real
Rewards Card

Earn 1.5 points monthly for every $1 you spend on eligible net purchases1 (equal to 1.5% Cash Back)2

No caps or limits on the number of points you can earn and you have five years to redeem for rewards1

2,500 bonus rewards points awarded after first purchase3, redeemable for: Cash Back, Merchandise, Gift Cards or Travel

Apply Now

Rewards to Use the
Way You Want

Premier Rewards
American Express® Card

Earn points for every $1 spent on eligible net purchases4

4 points on net restaurant purchases
3 points on net airline purchases
2 points on net gas purchases
1 point on net all other purchases

No caps or limits on the number of points you can earn, and you have five years to redeem for rewards1

10,000 bonus rewards points after you spend $1,000 in the first 3 months5

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Shop safely with every credit card

All cards are fully loaded with protection features to keep you safe.

  • Dedicated security teams monitor your account 24/7 to keep your
    account safe.
  • Cards are embedded with a EMV microchip to add an additional layer
    of security.
  • Protected with Zero Fraud Liability, which means you get reimbursed
    100% for any unauthorized use of your account.
Need to pay down balances?

Our Mastercard Platinum Card helps you:

  • Save on interest
  • Pay other credit card balances with a great introductory
    rate for an extended period of time.


Like rewards when you shop?

Our Mastercard Real Rewards Card and Premier Rewards American Express Card give you the best combinations of rewards options. No matter which rewards you choose, 100 points is worth $1 in redemption value.


Different Ways to Redeem



Cash Back

Redeem 2,500 points for $25 cash back.


Travel

Book air travel, hotel stays, rental cars and more.


Merchandise and Gift Cards

Select from brand
and retailers.


Compare our credit rewardsX


 


Mastercard Real
Rewards Card


Premier Rewards
American Express Card

Benefits    
Zero Fraud Liability6 and auto rental collision damage waiver7
Purchase tickets for events before the general public8  
Global Entry or TSA Pre-check Statement Credit9  
Rewards
4X points on restaurant purchases4  
3X points on airline purchases4  
2X points on gas purchases4
1.5 points/1.5% per dollar on all purchases2  
1 point/1% per dollar on all purchases4  
Bonuses
$25 value awarded first purchase5  
$100 value awarded after you spend $1000 in first 3 months5  
Redeem Rewards
Cash Back5
Merchandise and Gift Cards
Travel
  Apply Now Apply Now


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Related Information


Disclaimer


1 - The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
2 - Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
3 - First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.
4 - Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: service stations or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned.
5 - Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. If you’re approved for a new Premier Rewards American Express Card, one-time bonus points will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.
6 - Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
7 - Certain terms, conditions and exclusions apply. Please refer to your guide to benefits that will be mailed with your new Card for further details and to determine if the Auto Rental Coverage is right for you.
8 - During the specified sales period, tickets are available exclusively to all American Express Cardmembers. Tickets must be purchased with an American Express Card. Offer is subject to availability. Not all seats are available and blackout dates apply. Offer valid in select cities.
9 - Certain limitations and restrictions may apply. For further details, refer to your Guide to Benefits, which will be provided to you with your Card.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from MasterCard International Incorporated, and American Express. Mastercard is a registered trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express. Late payments and going over the credit limit may damage your credit history.